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If you’ve received an alert through Secure Title Watch and suspect a fraudulent title change, it’s important to
notify your County Recorder’s Office or Clerk of Court as soon as possible. Many counties have specialized
fraud prevention divisions that can take preliminary action to block further fraudulent filings or assist with
reversing an unauthorized document.

If you’ve discovered that a fraudulent deed has been recorded against your property, time
is of the essence. Whether the deed was forged, filed without your consent, or
fraudulently transferred to another party, you have legal remedies—but the process
requires precision, documentation, and persistence.

Receiving a property alert from Secure Title Watch means our monitoring system has detected a
document—such as a deed, lien, or mortgage—recorded against one of the properties you’re
monitoring. While these alerts are designed to notify you quickly of potential threats, it’s
important to know that not all alerts indicate fraud. Some may reflect legitimate activity, such
as a recent refinance, title transfer, or other routine transaction.
This guide is here to help you take the right steps—calmly and effectively—so you can
determine whether the alert is expected or if further action is needed.

Real estate fraud doesn’t always start with a bang—it often begins with subtle changes you might
overlook. Title fraud, deed theft, and unauthorized filings can go undetected for months if you
don’t know what signs to look for. That’s why being alert to the red flags of property fraud is
critical for every homeowner.
This guide outlines the most common warning signs so you can act fast, protect your rights, and
stop fraud in its tracks.

In cases where title fraud may involve identity theft, forged signatures, or coordinated criminal activity across
state or county lines, reporting the issue to federal agencies can strengthen your legal protections and open the
door to broader investigations. Filing with the FBI and the Federal Trade Commission (FTC) also establishes
official records that you can use with credit bureaus, insurance providers, or legal representatives.

This template is provided by Secure Title Watch to assist property owners in filing a police report related to
suspected title fraud. Please complete this form with your property and contact information, and bring it with
you when filing a report with your local police department.

Secure Title Watch provides real-time alerts for a wide range of official documents that, if
recorded without your knowledge, could indicate fraud, error, or financial risk. These include:

A Step-by-Step Guide for Secure Title Watch Users
If you’ve received an alert and confirmed that a document was recorded against your property
without your knowledge, you may be the victim of real estate fraud or title theft. Acting
quickly and confidently is critical to protecting your ownership rights.
This kit is designed to walk you through what to say, what to gather, and who to contact to
make an effective report—starting with your local police department and extending to federal
and county-level resources.

I, the undersigned, hereby authorize the following representative to act on my behalf to
investigate, request information, and obtain documents related to the title, liens, recorded
instruments, or legal status of the property described below. This authorization includes the
ability to communicate with county officials, title companies, and other agencies for the purpose
of researching and addressing any suspicious or fraudulent activity related to this property.

Dear [Lender Name],
I am writing to formally dispute a loan or financial document recorded in your institution’s name
against the property I legally own, located at:
Property Address: ______________________________________________________
Parcel ID or Legal Description: __________________________________________
According to recent public record activity and title monitoring alerts, a mortgage, lien, or deed of
trust was filed without my knowledge or authorization. I suspect that this filing may be
fraudulent and request that your office investigate the origin of this transaction immediately.

This Notice is submitted to formally dispute the recording of a document believed to be
fraudulent, erroneous, or unauthorized. The undersigned is the rightful owner of the property
identified below and requests that this Notice be added to the public record.

This affidavit is submitted by the undersigned affiant to declare that a fraudulent document has been
recorded against the title of a property they legally own. This document is to be submitted to the relevant
County Recorder’s Office and law enforcement authorities.

I, the undersigned affiant, do hereby affirm that I am the lawful and rightful owner of the
property described below. This affidavit is made voluntarily and is intended to confirm my
ownership status for the purpose of maintaining accurate records and preventing potential
fraudulent activity.
Educational Courses
Name
Category
Status
Download Link
Name:
1. Legal Remedies for Property Owners
Category:
Legal Guidance
Status:
Available
Download Link:
Coming Soon
Name:
2. Understanding Title Fraud
Category:
Fraud Prevention
Status:
Available
Download Link:
Coming Soon
Name:
3. Navigating County Recorder Systems
Category:
Practical Training
Status:
Available
Download Link:
Coming Soon
Name:
4. Working with Law Enforcement
Category:
Reporting & Enforcement
Status:
Available
Download Link:
Coming Soon
Property Monitoring Services
Deeds
Stay notified about any new deeds filed on your property — especially transfers of ownership you didn’t authorize.
Mortgages and Deeds of Trust
Be alerted to any new loan instruments recorded in your name or against your property.
Involuntary Liens & Judgements
Get informed about tax liens, mechanic’s liens, or court judgments that appear on your property record without your knowledge.
Foreclosure Filings
Monitor foreclosure activity to prevent being blindsided by a wrongful or fraudulent action against your home.
Pre-Foreclosure Activity
Detect early signs of risk such as notices of default or lis pendens, giving you time to act before things escalate.
Get Started Today

Ready to get the protection your home deserves?
At Secure Title Watch, we go beyond standard monitoring services to provide unparalleled security and peace of mind for your real estate assets.
We’re committed to excellence in advanced technology, dedicated support, and personalized service. With us, you’re not just a number; you’re a valued client whose property deserves the highest level of protection.